Personal Savings
Big Thompson (Basic Savings) is a traditional interest bearing savings account*
$100 minimum deposit to open
Tiered Rates
Tiers: $0-$999.99; $1,000.00 & ABOVE
$100 daily minimum balance required to waive quarterly fee***
Free Internet Banking
Excessive Withdrawal****
Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.
Lark Bunting (Minor Savings)*
$100 minimum deposit to open
Tiered Rates
Tiers: $0-$999.99; $1,000.00 & ABOVE
No minimum balance required
Free Internet Banking
Excessive Withdrawal****
Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.
Foothills (Money Market Account)**
Tiered Rates
Tiers: $0-$4,999.99; $5,000.00-$24,999.99; $25,000.00-$49,999.99; $50,000 & ABOVE
$100 minimum deposit to open
$2,000 daily minimum balance required to waive monthly fee1
Monthly statement with imaged checks
Free Internet Banking
Excessive Withdrawal2
Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.
Shareholder Premium**
Tiered Rates
Tiers: $0-$19,999.99; $20,000.00-$$49.999.99; $50,000.00-$499,999.99; $500,000.000 & ABOVE
$20,000 minimum deposit to open
$20,000 daily minimum balance required to waive monthly fees.1 No interest if balance falls below $20,000
Monthly statement with imaged checks
Free Internet Banking
Excessive Withdrawal2
Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.
Certificates of Deposits Early Withdrawal Penalty*****
Certificates of Deposits (Under $100,000)
Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months
Certificates of Deposits ($100,000 and Greater)
Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months
*interest accrued on daily collected balance, interest paid quarterly
**interest accrued on daily collected balance, interest paid monthly
***quarterly service charge $5.00
****excessive withdrawal $5.00 per item
*****Principal withdrawals prior to maturity will result in a penalty of 30 days of interest for CDs up to 90 days; 60 days of interest for CDs from 91-364 days; 180 days of interest for 1-2 year CDs and 1 year of interest for CDs 3 years and greater. If the CD closes before interest is credited to the CD, the customer will not receive the interest which may result in a loss of principal due to penalty.
1monthly service charge $10.00 per month
2excessive withdrawal $10.00 per item
Fees may reduce earnings on account.